How to Avoid Holiday Insurance Claims | South Salem Real Estate
Everyone loves the holidays – the smells, the food, the presents, the time with friends and family. Most people have started making their wish lists, and some have gone so far as to start shopping. Here’s a present for you and your family: the gift of avoiding holiday-related insurance claims.
When it comes to the holidays, insurance concerns are usually an afterthought. But many enjoyable aspects of the holidays can also pose dangers. Consider the following elements of the holidays — and their potential for trouble.
So what’s the problem? Cooking is the leading cause of residential fires in the U.S., according to the National Fire Protection Association. And the average home fire claim costs $34,306, according to the Insurance Information Institute (III).
What’s the worst that could happen? Check out some common ways holiday cooking can go dreadfully wrong (and we’re not even talking about fruitcake):
• Thanksgiving turkey. The unassuming turkey poses one of the largest fire threats, whether you’re roasting it in the oven or deep-frying it outside. Because of the length of time it must stay in the oven, you can sometimes forget to pay close attention. And the combination of a big bird and hot oil can be a recipe for disaster. For safety, follow tips for frying the bird.
• Pies and pastries. The combination of sugar, high temperatures and lengthy cooking times should produce sweet treats, not sweaty fires.
• Anything, unattended. The sheer volume of dishes included in typical holiday feasts can mean the cook gets distracted during the process.
• Overdoing the eggnog. Cooking while impaired is a blaze waiting to happen.
• Fireplace. Clean your chimney before lighting the first fire of the season. Otherwise, buildup in it could cause a chimney fire. Plus, you want it to be clear when Santa arrives.
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When it comes to the holidays, insurance concerns are usually an afterthought. But many enjoyable aspects of the holidays can also pose dangers. Consider the following elements of the holidays — and their potential for trouble.
Hunger pains
Who doesn’t love holiday food? Turkey with all the trimmings, Christmas ham and New Year’s Day black-eyed peas and greens are a big part of the season’s fun.So what’s the problem? Cooking is the leading cause of residential fires in the U.S., according to the National Fire Protection Association. And the average home fire claim costs $34,306, according to the Insurance Information Institute (III).
What’s the worst that could happen? Check out some common ways holiday cooking can go dreadfully wrong (and we’re not even talking about fruitcake):
• Thanksgiving turkey. The unassuming turkey poses one of the largest fire threats, whether you’re roasting it in the oven or deep-frying it outside. Because of the length of time it must stay in the oven, you can sometimes forget to pay close attention. And the combination of a big bird and hot oil can be a recipe for disaster. For safety, follow tips for frying the bird.
• Pies and pastries. The combination of sugar, high temperatures and lengthy cooking times should produce sweet treats, not sweaty fires.
• Anything, unattended. The sheer volume of dishes included in typical holiday feasts can mean the cook gets distracted during the process.
• Overdoing the eggnog. Cooking while impaired is a blaze waiting to happen.
Household fire hazards
Cooking isn’t the only holiday fire threat. Here are some problems associated with turning up the heat and decking the halls.• Fireplace. Clean your chimney before lighting the first fire of the season. Otherwise, buildup in it could cause a chimney fire. Plus, you want it to be clear when Santa arrives.
read more....
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