Bedford NY Real Estate | Robert Paul Talks Life in Bedford NY

Recreation Newsletter       February 15, 2013  Dear Robert,   The North Castle Recreation 2013 Spring Summer Brochure is almost ready and will soon be posted on the Town's website.  The tri-fold pamphlet which lists the programs in spring and summer will soon be mailed to all Town residents.  For a early preview of the tri-fold  click here .   Mail-in registration  for all spring and summer programs, including Town day camps,  begins   Monday, March 11 .   Walk-in registration begins  Monday, March 18 .   Do not delay in registering as programs can get filled or cancelled.  Please call us if y ou have any questions, 273-3325. New Spring Programs!    We are pleased to offer some new programs this spring for  youth and adults.   In partnership with US Sports Institute, we have several options for pre-schoolers  including "Parent and Me Total Sport Squirts" and...

2/4/13 3:17pm A heavy reliance on the loan securitization model not only led to a crisis in the housing market, but similarly led to riskier corporate lending, according to researcher João Santos with the Federal Reserve Bank of New York. Santos released a report Monday, saying historically banks kept loans on their books after origination, but this model was replaced with a preference for selling off loans on the secondary loan market. Corporate lending wasn't immune to this trend, Santos claims. "The securitization of corporate loans grew spectacularly in the years leading up to the financial crisis. Prior to 2003, the annual volume of new collateralized loan obligations (CLOs) issued in the United States rarely surpassed $20 billion. Since then, this activity grew rapidly, eclipsing $180 billion in 2007," Santos wrote. Santos says corporate loan securitization gave banks a chance to get these loans off their balance sheets. But Santos concluded, "...

Your website visitors won’t wait. They take a micro-second to decide to stay or leave your website, even after all the money and hard work you just spent getting them there. One of the best ways to keep them there is by adding online video to your home page. Adding an online web video  will increase time spent on site, decrease bounce rates and drive more page views - three key ranking metrics to getting better search engine results. Studies indicate conversion rates from 6-52% depending on the type of sales and part of the sales cycle (ecommerce, lead conversion, lead nurturing, deeper into the funnel).   Website video marketing  content elicits action thus has a strong impact in generating qualified leads Online video builds trust and confidence during your pre-sales process and sales prociess Online video plays an important role throughout the purchase funnel -  from initial interest to  consideration through to final purchase However, if you’re n...

via zillowblog.com

As housing prices nationwide start to recover from their depths, home prices in Silicon Valley are close to an all-time high. Many Silicon Valley cities have come nearly all the way back from the real-estate bust of just a few years ago, in terms of how much buyers are willing to pay per square foot for existing single-family homes. Driven by technology employees looking to buy and a constrained housing supply, Los Altos, Palo Alto and Burlingame have registered the strongest comebacks. During the third quarter of this year, home prices in those cities were just several percentage points away from peak levels in 2008, according to new data from research firm DataQuick MDA.T   -1.48% . Enlarge Image Close Jaleh Taghipour This Saratoga, Calif., home sold for $930,000 this week after being listed at $749,000 and receiving 36 offers. At the same time, in Sunnyvale, Mountain View and Cupertino—home to large technology companies Yahoo Inc., YHOO   +1.80...

(MoneyWatch) Although housing prices started to rebound last year and are expected to continue rising in 2013, it's still a buyer's market. Prices remain 30 percent below their peak before the housing crash and mortgage rates hovering at all-time lows. If you are ready to jump in to the real estate market, here are 13 house-hunting tips for 2013. 1. Run the numbers. Put together a financial plan to determine whether you can really afford to buy. After all, just because it's a good time to purchase a home doesn't mean it's a good time for YOU to buy. It's important to understand how much home you can afford and whether home ownership might preclude you from addressing other important financial issues in your life. 2. Save 20 percent for a down payment. I'm not a huge fan of putting down less than that amount (although the Federal Housing Administration allows it). Keep your downpayment fund in cash or cash equivalent accounts, so that market movemen...

It's 2013. If you're running a real estate brokerage, things are looking better than they have in a long time. And if you're a brokerage marketing VP or technology director, you are likely facing the first year since 2007 when you can look forward and invest. How do you maximize that opportunity? At  1000watt , we're working with clients right now to answer that question. It's what we do. The answers are always, by necessity, different. But we've learned a lot about what works and doesn't work in our years of doing this, and there are some notions that are applicable to most companies. We want to share them with you here in a series of posts to kick off 2013. We're calling them The Breakaway Brokerage. I begin things below with some starting thoughts. Over the next three weeks, Joel, Jeff and Jessica will weigh in with explorations of specific topics we believe will be important this year. We hope you enjoy it. 6 ways brokers can g...

via economistsoutlook.blogs.realtor.org

Home prices increased in September in most major U.S. cities, more evidence of a housing recovery that is providing a lift to the fragile economy. The Standard & Poor's/Case Shiller national index measuring prices in 20 cities rose 3 percent in September compared with the same month a year ago. Prices also gained 3.6 percent in the July-September quarter compared with the same quarter in 2011. ( Read More : Yes, Housing Starts Surge, but Rentals Are the Drivers ) Across the nation, prices increased in 18 of 20 cities. Phoenix prices jumped 20.4 percent over that stretch to lead all cities. Prices in Atlanta showed a modest 0.1 percent increase, ending 26 straight consecutive year-over-year declines. Prices also rose in September from August in 13 cities. Five metro regions posted declines, and two were unchanged. Monthly prices are not seasonally adjusted. via cnbc.com

STORM UPDATE -  MONDAY,  NOVEMBER 5, 2012 As of 10:00  am  today, 2120 homes have been restored to power.  We still have 54 % of our Community in the dark.  There are crews working in all parts of  North  Castle  again today.  Please be aware that crews are specializing on different functions of the restoration effort.  Tree crews, for instance, don't restring electrical lines.  We are coordinating the logistics of this effort to expedite restoration.  We expect to see major improvements today and tomorrow. The dumpsters in  Community  Park  are being removed this morning and we will return to normal garbage pick-up schedule.  GAS All North  Castle  gas stations are open and we were told have gas.  Stations in North W hite Plains have minimal lines .  SCHOOLS Schools are open today.  Please continue to monito...

via socialmediaexaminer.com

Armonk NY Land for Sale  |  Armonk NY Land Report  |   RobReportBlog October 2012 11                  lots available for sale $259k            low price $1,950k         high price 1/4 acre         smallest lot 10.67 acres    largest lot 3 days            shortest DOM 786                longest DOM _______________________________ 0     sales in the last six months via trulia.com

About 20 California congressional lawmakers have joined forces to urge the Federal Housing Finance Agency to not conduct an REO pilot program in the state, arguing that it would harm the state’s housing recovery. The lawmakers sent a letter to FHFA Acting Director Edward DeMarco saying such a program would increase the losses to taxpayers and the government-sponsored enterprises. The FHFA launched an REO sales program in February, in an attempt to unload the high inventory of foreclosures held by Fannie Mae and Freddie Mac through bulk sales to investors. California holds the highest number of Fannie Mae’s REO inventory, with nearly a quarter of its REOs located in that state alone. The California Association of REALTORS® applauded the lawmakers for speaking out against REO sales program. CAR has been a critic of the program, saying that housing inventory in the state is very low and demand is high. Such a program would do more harm than good, the association argues. According to...

via inman.com

  RobReportBlog    |    Armonk NY Real Estate for Sale   82  homes for sale $1,290,000   median price $14,900,000   high price $435,000   low price $376   price per foot 161   average DOM $2,049,735   average price

via problogger.net

Armonk NY Real Estate Weekend Report  | RobReportBlog |  Armonk NY Homes 70   homes available $1,337,500    median price $14,995,000     high price $469,000     low price 177   average days on market 4635  average size $411    average price per foot Armonk NY Homes Armonk Luxuy Homes

Armonk NY Real Estate   |    RobReportBlog 63   homes available $1,450,000   median price $14,995,000   high price $469,000   low price $412  average price per foot 205  average DOM 5009  average size     Armonk NY Homes Armonk Luxury Homes    

Lured by low mortgage rates, many homeowners have been rushing to refinance . Interest is gaining for good reason: Eligible borrowers can lock in rates that haven't been this attractive in decades. "With interest rates hovering around 5% for conforming loan amounts, homeowners should begin to seriously consider refinancing into a new fixed-rate mortgage, especially if they currently have an adjustable-rate mortgage," said Lisa Weaver, president of Columbia, Mo.-based Certitude Financial Group. And don't drag your feet, either, she said. Rates on jumbo mortgages are still high, she said, but the national average rate on a 30-year fixed-rate conforming mortgage is the lowest in at least 37 years, according to Freddie Mac. The conforming loan limit in 2009 is $417,000 for most areas of the continental U.S. , although in designated high-cost markets it will be up to $625,500. Given the volatility in the mortgage market this year, Greg Gwizdz, national retail sa...