Bedford NY Real Estate | Robert Paul Talks Life in Bedford NY

*New* Natural Contents Kitchen Has Sweet Specials at Larchmont Farmers Market; New Rochelle Dept. of Development Meets & Greets at Friday NRO Market;   Little Bird Cookie Company Debuts in Rye; Farmers Markets Will Be OPEN Over July 4th Weekend! June 25 - July 1, 2015 What's New, In Season, and On Sale This Weekend $2 OFF when you buy 2 items: Frozen samosa, kofta, saag, rajma, and/or chutneys  Bombay Emerald Chutney Co.  Beet Coconut Lentil Samosa Made with Hudson Valley beets Samosa Shack Cherries! Migliorelli Farm Day Boat Scallops Joseph Fisheries Garlic Scape Pesto Stone & Thistle Farm Strawberry Cake Christiane's Backstube Strawberries 'N Cream With coconut date nut crumble - vegan, grain, and gluten-free! *Buy 1 and get Mocha Cream for $5* ($4 savings) Natural Contents Kitchen Striped  Bass Joseph Fisheries Summer Squash Newgate Farm Tortellini Tarassaco Made with ricotta cheese and Gaia's Breath dandelion and shallots Trotta Foods Vanilla Custa...

Feast Your Eyes on 10 of New York City's Most Spectacular Landmarked Interiors - Exhibitions - Curbed National

Mortgage rates are the lifeblood of the housing market. This is why the Fed began quantitative easing (or QE) in the first place. Lower rates allow homeowners to refinance. Refinancing increases homeowners’ disposable income. It also helps stimulate economic growth. Lower rates let first-time homebuyers move out of an apartment and into a house. This means higher consumption and benefits for home improvement retailers like Home Depot and Lowe’s. Consumption accounts for ~70% of the U.S. economy. Mortgage rates are flat as bonds give back last Friday’s rally and then go nowhere The average 30-year fixed-rate mortgage stayed flat to close at 4.28%. The ten-year yield rose six basis points, but mortgage rates didn’t react to last Friday’s big move in bond rates. To-be-announced securities (or TBAs) moved higher.           read more....         http://finance.yahoo.com/news/why-mortgage-r...

Although he considered his villainous roles his best (such as Walter Neff, the murder-minded insurance salesman in Double Indemnity ), to his fans Fred MacMurray was synonymous with his more charming characters, such as the all-American television dad Steve Douglas on My Three Sons. According to his daughter Kate MacMurray, the latter character was closest to the real man. The actor was known to millions for his work in more than 100 movies and many popular television shows, but what most admirers don’t realize is that he created a life for himself far from Hollywood on a ranch outside of Healdsburg, California. Save Photo He bought the Sonoma County spread, now called MacMurray Estate Vineyards, in 1941 and remodeled the existing farmhouse in a charming period style that has endured for more than 70 years. Today the property is owned by the Gallo family and produces lush pinot noir, pinot gris and chardonnay wines, but the house remains much as it did when MacMurr...

Photo via Inhabitat Designed to make the intolerable chore of sipping wine in the South of France just a bit more bearable, this modern little cabin in the hills of Mondragon, France offers visitors to the Domaine La Cabotte vineyard a chance to kick back with a glass of (super local) vin in peace. Built by the Paris-based H20 Architects, the 625-square-foot space forks off in a distinctive Y-shape inside, with three separate wings all done up in a uniform bone-white and positioned to make the most of some truly ridiculous views. Similar to other eco-friendly cabins dotting European hillsides, the exterior was made entirely from locally sourced wood from nearby forests. Find a few more shots below, then head over to Inhabitat for the floor plans. read more.... http://curbed.com/archives/2014/06/16/wine-tasting-hut-puts-a-twist-on-the-simple-mountain-cabin.php

Freddie Mac ( OTCQB : FMCC ) today released the results of its Primary Mortgage Market Survey® (PMMS ® ), showing average fixed mortgage rates following Treasury yields higher and coming off the May jobs report, which largely met forecast expectations. News Facts 30-year fixed-rate mortgage (FRM) averaged 4.20 percent with an average 0.6 point for the week ending June 12, 2014 , up from last week when it averaged 4.14 percent. A year ago at this time, the 30-year FRM averaged 3.98 percent. 15-year FRM this week averaged 3.31 percent with an average 0.5 point, up from last week when it averaged 3.23 percent. A year ago at this time, the 15-year FRM averaged 3.10 percent. 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.05 percent this week with an average 0.4 point, up from last week when it averaged 2.93 percent. A year ago, the 5-year ARM averaged 2.79 percent. 1-year Treasury-indexed ARM averaged 2.40 percent this week with an average 0.4 point...

Halfway through the spring buying season, mortgage applications fell 1.2 percent for the week ending May 21 and the unadjusted Mortgage Bankers Association’s Purchase Index fell even more. It was down 2 percent in just one week–15 percent lower than it was a year ago at this time. Such a decline in borrowing to buy a home in the third week of May is virtually unprecedented, but it corresponds with the anemic sales reports from the National Association of Realtors. Sales are down year over year. April sales are down 6.8 percent from a year ago (see April Sales Disappoint ). Cash sales continue to account for a large percentage of purchases and financed purchases have fallen far below normal even though it’s easier (not a lot easier) to get a mortgage today that it was during the mini-boon of a year ago. According to Ellie Mae’s March data, purchase loans are closing in 41 days compared to 47 days a year ago, some 60.7 percent of applications for purchase loans are approved co...

U.S. homebuilders are feeling less confident this month in their near-term sales prospects, reflecting doubts stirred by a sluggish start to the annual spring home-selling season. Even so, builders are more optimistic that sales will perk up later this year. That would bode well for home construction, which slowed early this year as severe winter weather dampened sales in many markets. The National Association of Home Builders/Wells Fargo builder sentiment index released Thursday fell to 45. That's down one point from a revised reading of 46 in April and the lowest level in 12 months. Readings below 50 indicate that more builders view sales conditions as poor rather than good. The overall index has been below 50 since February. "Builders are waiting for consumers to feel more secure about their financial situation," said David Crowe, the NAHB's chief economist. "Once job growth becomes more consistent, consumers will return to the market in la...

27 images <div class="gallery loaded"><a href="http://curbed.com/archives/2014/05/07/shoot-a-period-piece-in-this-crisp-875m-colonial.php"><img src="http://cdn.cstatic.net/images/gridfs/536aa465f92ea16657023a91/ISlepbcrtoqq4b0000000000.jpg" width="500" height="334"></a><br /><a href="http://curbed.com/archives/2014/05/07/shoot-a-period-piece-in-this-crisp-875m-colonial.php" style="font-size: 9px; text-align: center;">Click here to view the full photogallery.</a></div> Though it's hardly the most monumental home in rarified Greenwich—that honor would go to Cooper Beach Farm, by virtue of its $120M sale price—the 6,500-square-foot Voorhis Counting House , in all of its relative modesty, could be called one of the primmest. Nowhere does it fall out of lockstep with the town's well-earned reputation for starchy home design. But it can't really be faulted...

[One of many hand-painted signs in the hospital's basement. All photos by Charles Giraudet .] 22 images <div class="gallery loaded"><a href="http://ny.curbed.com/archives/2014/05/01/inside_roosevelt_islands_abandoned_hospital_predemolition.php"><img src="http://cdn.cstatic.net/images/gridfs/53627f69f92ea1117500daae/Mortuary Sign - IMG_0463.jpg" width="500" height="379"></a><br /><a href="http://ny.curbed.com/archives/2014/05/01/inside_roosevelt_islands_abandoned_hospital_predemolition.php" style="font-size: 9px; text-align: center;">Click here to view the full photogallery.</a></div> Trained as an architect in his native France, Charles Giraudet wanted to enter Roosevelt Island's massive Goldwater Hospital ever since he laid eyes on it about two decades ago. Giraudet, now a full-time photographer , got the chance he'd been waiting for in late Decembe...

From left: Kiefer Sutherland and 763 Greenwich Street A Greenwich Village townhouse once home to actor Kiefer Sutherland is back on the market for $22 million. Sutherland purchased the five-bedroom pad at 763 Greenwich Street for $8.2 million back in 2008, gut renovated and flipped the place for the full $17.5 million ask within 24 hours of listing. This go-round, the seller aims to bag a profit despite not having made any further renovations to the property, according to Curbed. The digs boast an “Apple-based savant system” that controls audio, video, lighting, security and climate, among other things. Multiple fireplaces fill the townhouse, and arched doors, an elevator and a roof deck round out the posh accoutrements. The Corcoran Group’s Meris Blumstein and Kenny Blumstein have the listing. read more... http://therealdeal.com/blog/2014/04/22/kiefer-sutherlands-former-pad-returns-to-the-market/

Spring Egg Hunt Moved to the 4/17 Rain Date Due to the rain forecast for Tuesday (4/15), the annual Spring Egg Hunt has been postponed to the rain date of Thursday, April 17th. The Egg Hunt will be held at the FOX LANE HS TURF FIELD (Rte. 172; Bedford) and will kick off with magician Joe Barney at 10:45am. The Egg Hunt will start promptly at 11:15am. Children will be divided into age groups (ages 2-5) (ages 6-7) (ages8-10). After the egg hunt, Joe Barney will continue to perform and the Spring Bunny plans to hop on over for a guest appearance and some photo ops! Thank you! Bedford Recreation 914-666-7004 Upcoming Meetings Meeting agenda and backup materials are available for the following meetings: 4/16 Town Board - Note: This meeting is being held on Wednesday due to the Passover holiday. Reminders: Public Information Session 4/16 @ 8:30pm There will be a public information session on April 16th at 8:30pm at the Town Board monthly meeting regarding...

Over the past couple of weeks, you may have been given the false impression that Richard Cordray and his colleagues at the Consumer Financial Protection Bureau are working to destroy the US mortgage market. Likewise, you may have the false impression that various consumer groups and advocates are making mortgage lending unattractive as a business for banks and non-banks alike. But the truth of the matter is that even if Richard Cordray was back in Ohio, where he formally served as Attorney General — a reality where the CFPB and said housing groups didn't exist — the US mortgage market would still be in trouble. Were there no CFPB or Dodd-Frank Wall Street Reform and Consumer Protection Act, banks and non-banks alike would be backing away from the mortgage business. The significant withdrawal of players such as Nationstar and Bank of America from retail lending, and the collapse of the mortgage wholesale and correspondent markets, is just the start of a more generalized ret...

Once a booming industry, U.S. wind power saw its growth plummet 92% last year as it wrestled with tax uncertainties and cheap natural gas. The industry is still growing but not nearly as fast, says a report Thursday by the American Wind Energy Association. It added a record 13,131 megawatts of power in 2012 but that fell to only 1,087 MW last year — the lowest level since 2004. One reason was investors' uncertainty that Congress would renew a federal wind tax subsidy. "People didn't know it would be passed ... so they weren't creating new projects" early last year, says AWEA's president Tom Kiernan. He says it takes about nine months to plan a wind farm, so the one-year extension in January 2013 didn't trigger a flurry of new wind farm construction until the second half of 2013. He expects this year will see a rebound in new capacity but how much will depend on whether Congress extends the tax subsidy, which expired in January. An extension is pendin...

According to AARP, for the next 18 years, baby boomers will be turning 65 at a rate of about 8,000 a day. That's a lot of American homeowners who are reaching retirement age and are starting thinking about their next phase in live. Part of that next phase may include unloading their large family homes in favor of spending their 'empty nest' years enjoying their newfound freedom. When you think about the combination of approaching retirement and the children off on their own, what are the real advantages to downsizing? Here are six enticing advantages to living the "Less is More" lifestyle. Smaller House = Smaller Mortgage Generally a smaller home can translate into a smaller monthly mortgage payment . In many cases, if you have lived in your family home for many years, and built up a sizable home equity, you may be able to cash out and purchase a new smaller, less-expensive home – even possibly eliminating a mortgage payment completely. When searching for ho...

Whether you are moving into an existing kitchen, remodeling the one you have or building a new one, understanding a few key measurements and organizational guidelines can help your culinary life run more smoothly. Kitchens provide storage for your food and cookware, give you room for prep and cleanup, and of course also provide a place where you can cook and bake. When it’s thoughtfully arranged, these functions operate logically, making work in your kitchen a better experience. Here’s how to get the ideal setup. Orion Design, Inc. Save to Ideabook Email Photo Ideally, refrigeration and dry-goods storage should be located nearest to the kitchen’s entry point. The cooking area should be located toward the dining spaces, and the sink is best positioned between those two functions. This creates what’s called a work triangle . The best work triangle is less than 21 linear feet (6.4 meters). Work triangles that exceed 26 feet (7.9 meters) make moving from one function to an...

Tom Brady soon will become a year-round Bostonian. The New England Patriots quarterback and his supermodel wife, Gisele Bundchen, have put their four-acre Los Angeles estate on the market, "real estate sources" told TMZ.com on Wednesday. Brady, a California native, and his family reportedly plan to live full-time in a new, 14,000-square-foot mansion currently under construction in Brookline, Mass. So, if you're looking to live in Brady's house -- one that features such amenities as a waterfall and a moat -- you're in luck. If you can afford the $50 million asking price, that is. http://msn.foxsports.com/nfl/story/report-brady-bundchen-put-l-a-mansion-on-market-for-50m-031914

How to Get the Best Home Loan for Your Needs | Bedford NY Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

Mortgage rates plummet following stock market plunge | Bedford NY Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

There were 620,111 completed foreclosures across the country in 2013 compared to 820,498 in 2012, a decrease of 24 percent. For the month of December, there were 45,000 completed foreclosures, down from 52,000 in December 2012, a year-over-year decrease of 14 percent, according to CoreLogic .    Completed foreclosures are an indication of the total number of homes actually lost to foreclosure. Since the financial crisis began in September 2008, there have been approximately 4.8 million completed foreclosures across the country. As a basis of comparison, prior to the decline in the housing market in 2007, completed foreclosures averaged 21,000 per month nationwide between 2000 and 2006. As of December 2013, approximately 837,000 homes in the United States were in some stage of foreclosure, known as the foreclosure inventory, compared to 1.2 million in December 2012, a year-over-year decrease of 31 percent. The foreclosure inventory as of December 2013 represented 2.1 perce...