Bedford NY Real Estate | Robert Paul Talks Life in Bedford NY

Mortgage applications for new home purchases plunged 9% in August from the July level, according to the Mortgage Bankers Association Builder Application Survey. This comes a day after the MBA reported mortgage applications for the week ending Sept. 5 plummeted 7.2% . By product type, conventional loans composed 68.9% of loan applications, Federal Housing Administration loans composed 15.7%, RHS/USDA loans composed 1.0% and Veteran’s Administration loans composed 14.3%.  The average loan size of new homes increased from $297,253 in July to $300,443 in August. The data are not seasonally adjusted. The MBA estimates new single-family home sales were running at a seasonally adjusted annual rate of 424,000 units in August 2014, based on data from the BAS.  The new home sales estimate is derived using mortgage application information from the BAS, as well as assumptions regarding market coverage and other factors. The seasonally adjusted estimate for August is a decrease ...

Anyone who’s spent long hours working in the garden knows the pleasure that comes from a job well done. And there’s no better vantage point than a garden nook: a small, secluded spot in which to relax and enjoy the fruits of your labor. It can be under a big tree, in a corner under an arbor or even in a flower bed, where you can be surrounded by blooms (as well as their fragrance). Seating can be as simple as a rustic wooden bench or as nap inducing as a chaise with plump pillows. For dining al fresco, consider adding a bistro table and chairs. It’s not a big project, as these nooks tend to be small and simple — so there’s still time to make a move before the cold weather comes. Here are some idyllic spots to inspire you to carve out your own garden hideaway. Candace Mallette Landscape & Garden Design Save to Ideabook Email Photo In a small backyard in Ottawa, Ontario, a simple seating area is surrounded by a sea of yellow flowering sedum . Two stained-wood Adir...

13 images <div class="gallery loaded"><a href="http://ny.curbed.com/archives/2014/04/29/time_warner_duplex_asks_425m_for_white_walls_and_views.php"><img src="http://cdn.cstatic.net/images/gridfs/535fa507f92ea17c0502f517/1.jpg" width="500" height="334"></a><br /><a href="http://ny.curbed.com/archives/2014/04/29/time_warner_duplex_asks_425m_for_white_walls_and_views.php" style="font-size: 9px; text-align: center;">Click here to view the full photogallery.</a></div> A duplex four-bedroom on the 54th and 55th floors of the Time Warner Center is on the market asking $42.5 million . The 3,582-square-foot home is uniquely Time Warner Center-shaped with vast views of Manhattan. The fully-updated apartment has four full bathrooms, a few awkwardly trapezoidal-shaped rooms and a neat spiral staircase all coated in lots o' white. The apartment's upper floor hosts t...

Somebody Just Bought Annie Leibovitz’s Compound for $28.5M | North Salem Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

Prices on both S&P/Case-Shiller Home Price Indices reached their highest year-over-year gain in nearly eight years in October as they rose 0.2 percent over September. It was the seventeenth consecutive month that both the 10 and 20-city indexes increased on an annual basis. “Home prices increased again in October,” says David M. Blitzer, Chairman of the Index Committee at S&P Dow Jones Indices. “Both Composites’ annual returns have been in double-digit territory since March 2013 and increasing; now up 13.6% in the year ending in October. However, monthly numbers show we are living on borrowed time and the boom is fading. Eighteen cities posted lower monthly rates in October than in September. After 19 months of gains, San Francisco showed a slightly negative return. Phoenix held onto its streak and posted its 25th consecutive increase. “The year-over-year figures increased slightly from last month. Thirteen cities and both Composites posted double-digit annual returns. C...

US mortgage applications fall as refinance hits 5-year low: MBA | North Salem NY Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

City Going to Demolish Landmarked Bronx School | North Salem NY Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » A Shingle-Style Remodel | North Salem Real Estate

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » Home sales in October weaken more than forecast | North Salem Real Estate

JPMorgan Chase & Co. has resolved the last obstacles to a record $13 billion settlement of civil state and U.S. probes over the sale of mortgage bonds, clearing the way for a deal today after months of negotiations, two people briefed on the matter said. The accord includes a previously disclosed $4 billion settlement to end a 2011 Federal Housing Finance Agency lawsuit, said one of the people, who asked not to be identified because the discussions are private. While the deal would mark the largest amount paid by a financial firm in a settlement with the U.S., the Justice Department is still probing JPMorgan’s recruiting practices in Asia, energy trading and its relationship with Ponzi scheme operator Bernard Madoff . The New York-based bank has tapped $8 billion of $28 billion in reserves set aside since 2010 to cover legal costs. “It’s good they’re getting this done, but it’s a fairly narrow band of cases they are settling,” said Jacob Frenkel , a former Securities and ...

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » NAR looks at tightening restrictions on dues waivers for thousands of aging members | North Salem NY Real Estate

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » The Grove’s Demolished Du Pont Estate Was Buried In Poison | North Salem Real Estate

Location: Ordinary, Va. Price: $2,900,000 The Skinny: When David and Mary Peebles bought this 150-acre Virginia estate in 1958, the manor house, an 1810 Georgian built by William Blackhouse , had no electricity, central heating, or plumbing. Only the third owners in the property's history, they began restoring it in 1964, retaining much of the early-19th-century character, which had been practically unaltered since construction, and adding wings to both sides of the house, as well as a swimming pool and tennis court. They moved in the following year, naming the estate Lisburne after a Massachusetts land grant given to one of their ancestors, and set about stocking it with antique furniture and artwork. By the late '90s, their collection had grown so large that they were forced to open shops where they could sell off some of their pieces. The home is now listed for $2.9M . More pictures, this way. >> http://curbed.com/archives/2013/10/29/1810-geor...

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » Bill Gates’ custom-built home in Medina, Washington | North Salem NY Homes

Mortgage rates last month reached two-year highs, reducing affordability at the same time prices rose. With some would-be buyers pushed to the sidelines, the pace of recovery in real estate is cooling

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » Shadow Inventory is a Shadow of Itself | North Salem NY Real Estate

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » Climbing interest rate slows refinance boom | North Salem Real Estate

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » 6 Trees You’ll Fall For | North Salem NY Real Estate

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » This home is a true homage to midcentury style | North Salem Real Estate

City officials are worried that rising federal flood insurance costs for home and business owners will pummel the local real estate market and property tax revenue. “There is a looming flood insurance crisis that is about to hit us,” Vice Mayor Marvin Shavlan told the City Commission this month. Evidence of that crisis is already apparent as real estate sales fall through when buyers discover that their flood insurance bills could be as high as $24,000 a year, Shavlan said. “It will significantly slow down the real estate market. People are scared to buy older homes,” agreed Jake Holehouse, an agent at Holehouse Insurance in St. Petersburg and a longtime St. Pete Beach resident. “We are all very concerned about the outcome,” said Doug Swain, an agent at Re/Max Preferred in St. Pete Beach. Another agent lost a big sale this month because of the flood insurance rate increase, he said. Congress, reacting to the extensive damage caused by Hurricane Sandy, changed the rules for f...