Bedford NY Real Estate | Robert Paul Talks Life in Bedford NY

Shop Houzz: Small-Space Living

This could be the year that the housing economy works for both first-time buyers and the millions of families that want to move up to a new home. Sustained price growth in entry level starter homes is good news for first-time homebuyers. Just as encouraging, the number of potential move-up buyers, who were once locked into underwater mortgages, has been steadily decreasing    Buyers finally get the right combination of good markets to sell their existing homes and buy a new one to meet their needs. In its February market report, Clear Capital finds that move up buyers may also benefit from a slowdown price increases among higher priced homes.  The top tier’s quarterly growth rate fell to 0.3% in the fourth quarter, where it had been holding steady at around 1% through the first three quarters of 2014. Year-over-year, this tier experienced the lowest price growth rate of 3.6% among the three national tiers. Higher prices for lower tier homes and a price freeze ...

In an effort to make homeownership more accessible and sustainable,  President Obama announced  the Federal Housing Administration (FHA) will reduce annual mortgage insurance premiums (MIP) by 0.5 percentage points. On a $175,000 home loan with less than 5 percent down, this MIP reduction will equate to a savings of $818 per year or $3,932 over five years. FHA annual mortgage premiums are paid in 12 monthly installments every year, and are paid on top of principal, interest and insurance. For new FHA loans, they last for the entire life of the loan, regardless of whether you have more than 20 percent equity in your home. The announced changes will take the annual MIP from 1.35 percent to 0.85 percent for loans with less than 5 percent down, and from 1.30 percent to 0.8 percent for loans with more than 5 percent down. According to the White House, the lowered premiums will help more than 800,000 homeowners save on their monthly mortg...

34 images <div class="gallery loaded"><a href="http://curbed.com/archives/2014/08/12/chesterfield-missouri-real-estate-ralph-fournier.php"><img src="http://cdn.cstatic.net/images/gridfs/53e9a7aef92ea17cfa01a8a4/l25b4d844-m0o.jpg" width="500" height="375"></a><br /><a href="http://curbed.com/archives/2014/08/12/chesterfield-missouri-real-estate-ralph-fournier.php" style="font-size: 9px; text-align: center;">Click here to view the full photogallery.</a></div> Photos by TripleRPhotography Location: Chesterfield, Mo. Price: $2,000,000 The Skinny: For every starchitect who ascends to a certain level of critical approbation there are plenty who toil away on the regional level, shaping entire cities, even states, while remaining relatively unknown outside of a small coterie of architectural historians. Missouri's Ralph Fournier is one of these regional stars, an a...

Watering is essential for any landscape, but it’s at the top of the to-do list if you’re growing an edible garden. Most edibles require regular watering. If you live where summer rainstorms are common, Mother Nature might provide enough to keep everything happy. If you live in a dry climate, or are facing drought conditions, you’ll need to do more if you plan to keep growing. For those of us dealing with water shortages, making the most of every drop becomes even more urgent. But you still have options. You can cut back on the size of your garden and look for varieties that thrive in naturally arid regions. While crops like broccoli and beans can be water hogs, peppers , squash , Swiss chard and tomatoes , especially ‘Early Girl’, ‘Sweet 100’, ‘Brandywine’ and ‘Burbank Slicing’, can handle less-than-regular watering once they’re established. Of course, herbs such as oregano , rosemary , thyme and lavender are staples of a drought-tolerant garden. Or maybe this is the summer you s...

Banks are once again giving out jumbo loans. Loans that are at least $417,000 or more, are once again in vogue in the mortgage market, according to a Bloomberg report. Bloomberg Wells Fargo & Co. /quotes/zigman/239557/delayed /quotes/nls/wfc WFC +0.11% , J.P. Morgan Chase & Co. /quotes/zigman/272085/delayed /quotes/nls/jpm JPM +0.06% and Bank of America Corp. /quotes/zigman/190927/delayed /quotes/nls/bac BAC -0.30% are all increasing their efforts to win over wealthy home buyers but are still keeping credit tight for everyone else, according to media reports. Banks need loan growth to compete and are aggressively seeeking out the jumbo loan home buyer, say analysts. Applications for jumbo mortgages that were $729,000 or more were up 4.9% in March, compared to a year earlier. Meanwhile, applications for loans of less than $150,000 fell by 21%, according to the Mortgage Bankers Association . The average purchase application loan amount reached $280,500 in th...

17 images <div class="gallery loaded"><a href="http://curbed.com/archives/2014/04/30/an-1892-frank-lloyd-wright-house-now-wants-just-775k.php"><img src="http://cdn.cstatic.net/images/gridfs/5360f0a2f92ea1704c0050f2/1019-Chicago-ave-18.jpeg" width="499" height="333"></a><br /><a href="http://curbed.com/archives/2014/04/30/an-1892-frank-lloyd-wright-house-now-wants-just-775k.php" style="font-size: 9px; text-align: center;">Click here to view the full photogallery.</a></div> Over in the Chicago suburbs, an early design by "America's architect" Frank Lloyd Wright asks $775K, which may seem cheap for a 2,661-square-foot four bedroom by a master—particularly a house that, as Curbed Chicago writes, "utterly oozes Wright's Prairie charm"—though if one considers the several other FLW spreads to have hit the market in the last year or so, i...

When Housing Prices Become Fish Stories, the Economy Suffers | Chappaqua Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

Chicken Piccata Recipe by Yellow Bell Farm; Sale on Pasture-Raised Meats & More February 20-26th, 2 014 Down to Earth Markets What's New and On Special This Week Almond Marmalade Tarts Robinson & Co. Cat ering Baby Greens Gajeski Produce Baby Spinach Gajeski Produce Bacon Butties Made to order with Orwasher's Bread! Robinson & Co. Catering Beef Sirloin Tip Steaks SALE: $2 OFF/lb! Reg. $16.25/lb; Now $14.25/lb. Kiernan Farm Butternut Squash & Stilton Turnovers Robinson & Co. Catering Dark Chocolate Chunk Bread SALE: $0.50 OFF! Reg. $7; Special $6.50 Orwashers Bak ery French Arugula Gajeski Produce Leeks John D. Madura Farms Popping Corn John D. Madura Farms Pork Sausages SALE: $1.25 OFF/lb! Cajun Andouille &...

Mayor de Blasio to party with real estate | Chappaqua NY Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

January 9, 2014 Wintering Waterfowl and Eagles All programs require pre-registration To register call 914-762-2912 x 110 unless otherwise noted. Click for more info on Teatown's upcoming programs. Visit Teatown 16 00 Sprin g Valley Road Ossining, NY 10562 914-762-2912 www.teatown.org Nature Center hours: 9:00am-5:00pm everyday Trails are open 365 days a year from dawn to dusk. Teatown Lake Reservation's mission is to conserve open space and to educate and involve the regional community in order to sustain th e divers ity of wildlife, plants and habitats for future generations. Your donation can make an immediate impact to help conserve and protect the diversity of wildlife, plants and habitats... today and into the future. In Teatown's Gallery Recent Works by In...

Celebrity Real Estate: LA’s 2013 Roundup | Chappaqua Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

Fresh Food from Local Sources - December 26th, 2 013-January 1st, 2014 Down to Earth Markets Click on a Market to see all vendor and event details... Westchester County Ossining Saturdays, 9:00 am-1:00 pm BEGINS JANUARY 4, 2014 Always at the corner of Spring & Main in downtown Ossining Please note: Our Ossining Farmers Market will be closed on Saturday, Dec. 28th. Mamaroneck Winter Saturdays, 9:00 am-1:00 pm BEGINS JANUARY 4, 2014 St. Thomas Episcopal Church 168 West Boston Post Road (at the corner of Mt. Pleasant Avenue) ...