Bedford NY Real Estate | Robert Paul Talks Life in Bedford NY

The total number of originated mortgages of all types and purposes declined by about 2.7 million, or 31 percent, but in 2014 but home purchase lending increased by about 4 percent. Refinance originations declined by 55 percent, according to the latest Home Mortgage Disclosure Act (HMDA) Data released by the Federal Financial Institutions Examination Council. The 2014 data include information on 9.9 million home loan applications—of which, nearly 6.0 million resulted in loan originations—that’s an approval rate of 62.5 percent for both refinance and purchase originations.  Approval rates for conventional purchase applications as well as government backed loans –FHA, VA and Rural Housing Service— were about 69 percent. In a report on the HMDA data issued yesterday, the Center for Responsible Lending said that despite a number of industry predictions, new data from the HMDA report revealed that Dodd-Frank’s mortgage protections and the Consumer Financial Protection Bureau’s relat...

27 images   <div class="gallery loaded"><a href="http://curbed.com/archives/2014/09/18/party-house-with-360-degree-rooftop-views-wants-3m-in-la.php"><img src="http://cdn.cstatic.net/images/gridfs/541a5f44f92ea12f51027068/14-785479_50_0.jpg" width="500" height="329"></a><br /><a href="http://curbed.com/archives/2014/09/18/party-house-with-360-degree-rooftop-views-wants-3m-in-la.php" style="font-size: 9px; text-align: center;">Click here to view the full photogallery.</a></div> Location: Los Angeles, Calif. Price: $2,895,000 The Skinny: The 576-square-foot rooftop patio is the prime amenity of this new construction in L.A. Why? Largely because it boasts 360-degree views of the Hollywood Hills and the Miracle Mile skyline. ...

Kristen L’Esperance never imagined she would move back in with her parents at age 30. But after graduating from the Pratt Institute with an architecture degree in 2009 and facing a tanking economy, she had no choice but to leave New York City for her parents’ home in Vermont, where she spent a year looking for work. Then something crazy happened that every budding architect dreams of: She was handed $500,000 and told to design and build a home of her choice — no questions asked. Photography by Carolyn Bates CULTivation D.S Save to Ideabook Email Photo CULTivation D.S Save to Ideabook Email Photo The money was from an insurance adjustment after her family’s lakeside vacation property in Charlotte, Vermont, burned down. (High winds, common in the area, are suspected of dislodging part of the chimney, which severed some electrical wiring and incinerated the home within hours.) L’Esperance father tried to sell the property to no avail. Not knowing what els...

Photo via Business Insider The 80-person team at Kickstarter —an online crowd-funding powerhouse that has helped some truly cool architecture projects find funding—recently migrated from Manhattan to Brooklyn to set up shop in a renovated, multi-story pencil factory that's heavy on industrial detailing and hipster-centric quirkiness. Largely updated with reclaimed wood and other sustainable materials, the space feels remarkably like an old fashioned library, thanks to rows of wooden bookshelves, long communal work tables—"where the late-night Dungeons and Dragons games go down," according to Business Insider—and little cubby-like nooks. More, right this way. >> The space also boasts a pillow-lined room devoted to napping, an NYC diner-themed cafeteria, and, as is Cool Office custom, a vintage arcade room. Out on the roof there's a 8,500 square-foot garden rigged with a rainwater irrigation system, as well as just a bit more lounging space. Take a cl...

hen this couple and their two young children moved from California to Oregon, they carried north a love of relaxed California midcentury modern style. “This was a true collaboration with our clients, Paula and Mike, who had a very specific design aesthetic,” says interior designer Jenny Baines. Together, Baines, her colleague Lara White and the homeowners mixed comfortable new pieces with eclectic retro ones, laid soft textures atop rough and paired dark wood with white to create a room that’s light, comfy, beachy and infused with bursts of bold color and midcentury energy. Save to Ideabook Email Photo The room had great bones, but they were bare. “I think Mike and Paula had probably picked up this furniture after graduating from college,” Baines says. Jenny Baines, Jennifer Baines Interiors Save to Ideabook Email Photo AFTER: Baines and White set out to make things light, starting with neutral-colored base pieces like the rug and the sofas. Then they...

The largest homes on the market range from $5.9 million to $68.8 million, and the house with the smallest footprint on this list is 33,500 square feet. Habitations on such a grand scale bring with them famous occupants, prominent families, renowned architects and imported special features with historic pasts. Oh, and one of these mansions has a 5,000-square-foot closet. "Homes of this scale are always fun to watch as they tend to require a very unique buyer," said Alison Schwartz, vice president of corporate communications for Move Inc., operator of realtor.com. "We're looking forward to seeing who scoops these up, especially as we approach the... http://realestate.msn.com/largest-homes-for-sale-right-now

Are you leveraging social proof to get more shares on Twitter ? Are you giving readers a one-click way to tweet your blog posts? When it comes to sharing your posts, the less effort it takes, the better. It doesn’t get much easier than writing the tweet for your readers and using one-click sharing. In this article you’ll discover five easy-to-use Twitter tools that make it simple and fast for readers to spread the word about your newest blog content . Installing WordPress Plugins Four of the five tools in this article are WordPress plugins . It’s not hard to install a plugin, but if you’re just getting started with WordPress or haven’t installed one before, it’s worth reviewing this quick tutorial. Step 1: Log into your WordPress blog. Step 2: In the sidebar, click Plugins , then click the Add New button . Click the Add New button to install a new WordPress plugin. Step 3: On the next page (below), type the name of the plugin you want to install in the search box and cli...

The Top 5 Brands on Instagram to Follow - Jeffbullas's Blog

Today S&P/Case-Shiller released its monthly housing data report, the leading measure of home prices across the nation. Immediately, reporters posted dozens of stories about January’s numbers–with oddly contradictory headlines. “US home prices rise in January: S&P/Case-Shiller” , Reuters proclaimed. “ Home prices decline for third month in January,” the Wall Street Journal ‘s MarketWatch blog wrote. “Case-Shiller sees housing market cooling ever so slightly,” the Los Angeles Times proclaimed. Which is it? Well, depending which numbers you look at, the answer is both–and all three. The S&P/Case-Shiller Home Price Indices track home prices across the nation, looking at the data a number of ways. The driver behind the conflicting headlines is whether the reporter is using non-seasonally adjusted numbers (the raw data from that month) or seasonally adjusted (with seasonal peaks and valleys smoothed out). http://www.forbes.com/sites/erincarlyle/2014/03/25/housing-price...

Finding the Right Mortgage for You | Pound Ridge Real Estate | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

The millennial generation (Gen Y) was responsible for about one-third of residential real estate transactions in 2013. In his session at Agent Reboot, real estate coach and trainer Travis Robertson shared how Gen Y is already reshaping the real estate buying and purchasing process. Much has been written about the differences between baby boomers and Gen Y, but we are just beginning to see how these differences are playing out in real estate. Like it or not, with the median age of Realtors at 57 and the median age of first-time buyers at 31, both generations must learn to adapt to each other. Robertson outlined some rather surprising facts about what to expect when you work with Gen Y, as well as how you can best serve them. 1. Let Gen X buy the McMansions“Keeping up with the Joneses” was a way of life for many boomers. As a result, more than 50 percent of Gen Y kids come from divorced homes. The causes that Gen Y most often cites for their parents’ divorces are communication and ...

Porch partners with Lowe’s just 3 months after official launch | Pound Ridge NY Homes | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

With bigger banks dealing with legacy issues from the housing crisis, smaller lenders are emerging as formidable competitors, staking their reputation on customer service, the New York Times’ Lisa Prevost reports. Just five of 2006′s top 20 mortgage lenders are still in business today, a December report from Fannie Mae shows. In the first half of 2013, the top 10 mortgage lenders captured only 60 percent of the market, down from 80 percent in 2010. Up-and-coming newcomers include First Choice Loan Services, Loan Depot and Quicken Loans. Source: New York Times. - See more at: http://www.inman.com/wire/smaller-lenders-want-bigger-piece-of-mortgage-market-pie/?utm_source=20131227&utm_medium=email&utm_campaign=dailyheadlinesam#sthash.3yrlC6vM.dpuf

Housing market: Frustrated homeowners rejoice | Pound Ridge Homes | Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor

The Great One has been busy dumping some real estate. Wayne Gretzky is selling a town home in Thousand Oaks, CA, shortly after finding a buyer for his home in Scottsdale, AZ. Don’t worry about Gretzky being out of a place to live; the hockey legend still owns a 4-bedroom home in Westlake Village, CA, as well as a condo in Palm Harbor, FL. The town home sits within the Sherwood Country Club at 2342 Heatherbank Ct, Thousand Oaks, CA 91361 . According to public records, Gretzky bought the home in March 2000. The purchase may have been a way for Gretzky to try out the country club life; just two years later, he bought land to construct an enormous custom estate designed by architect Richard Landry. He sold that home in 2007, and now with the listing of the town home, it looks like he is ready to leave the area for good. Measuring 3,758 square feet, the town house has 4 bedrooms and 4 bathrooms situated on a “serene” cul-de-sac with views of Lake Sherwood and the Santa Monica Mounta...

New Jersey home prices dip in October as housing market 'catches its breath' | NJ.com

Bedford New York Real Estate | Bedford NY Homes by Robert Paul Realtor » Blog Archive » New Building Codes Passed After Lessons From Hurricane Sandy | Pound Ridge Real Estate

U.S. mortgage rates rose for a second week as reports of an improving economy spurred speculation that the Federal Reserve may slow stimulus efforts. The average rate for a 30-year fixed mortgage jumped to 4.35 percent, the highest in eight weeks, from 4.16 percent, Freddie Mac said in a statement on Thursday. The average 15-year rate climbed to 3.35 percent from 3.27 percent.

Photo via Daily Mail As architect Richard Landry, noted chateau sire to the stars and favorite among Saudi princes and Patriots quarterbacks alike, finishes up his latest Southern California xanadu—a French manor in Beverly Park for actor Mark Wahlberg —home construction details are oozing between the cracks like the grout between the rocks of a backyard water park. Between The Hollywood Reporter and The Daily Mail, here's the eight details gleaned about the latest Landry castle, which, if one may recall, the architect hilariously called "a good traditional family house with no craziness to it." Maybe by "craziness" he means "white onyx and bleached zebrawood," "terraced orchards," or "koi-stocked moats" ? Anyway, do read on: 8. At 30,000 square feet, Wahlberg's mansion is "almost exactly" twice as large as Gisele Bündchen and Tom Brady's Landry-designed L.A. chateau—but who's counting? More f...

Pound Ridge NY Weekly Real Estate Report   11/11/2013 Homes for sale 79 Median Ask Price $1,075,000.00 Low Price $285,000.00 High Price $5,700,000.00 Average Size 3854 Average Price/foot $350.00 Average DOM 147 Average Ask Price $1,394,316.00